Who gets to keep the ring when the engagement turns sour
The ultimate day of romance is here and it is expected that over one million people will become engaged on Valentine’s Day. Although everyone wishes for a fairy tale ending, not all wishes come true.
Along with heartbreak and disappointment, there are a number of other important issues that couples need to consider. For instance, If your fiancée breaks off the engagement, who gets to keep the ring?
Hannah Parsons at DAS Law provides useful insight and clarifies the legal position surrounding ownership of what is often an expensive statement of love…
If my fiancé(e) breaks off our engagement, can I ask for the ring to be returned?
In broad terms, an engagement ring is given as an ‘absolute gift’ and, as such, belongs to the person to whom it was given. The law takes no account of which partner calls off the engagement. Regardless of who broke off the relationship the ring does not have to be given back.
What if it was specified that it should be returned if the marriage does not happen?
This is the one important exception. If the ring is given on the condition, stated or implied, that it should be returned if the marriage does not go ahead, the ring would have to be given back. However in practical terms, unless you’ve taken the romantic step of getting that in writing, then it may not be as simple as that.
Does it make a difference if the ring is a family heirloom?
If the ring is a treasured family heirloom, a court would be more likely to assume that there was an implied intention that the ring would be returned if the couple split up. Although, once again, proving that it should be considered as such could be tricky.
The ownership of engagement rings seems simple on the face of it, but there are one or two catches and it is very important that couples understand the legal position on ownership to avoid making a break-up more difficult.
Would a pre-nuptial agreement help clarify the ownership of a ring?
Ownership of the ring could be specified in a pre-nuptial agreement drawn up between the couple. However ‘pre-nups’, as they are often called, are not strictly legally binding in the UK. If either of the couple wanted to be certain the ring would be returned should the marriage be called off, they would need to draft a written agreement specifically to this effect for their intended to sign.
In general, like many areas of English law, the ownership of engagement rings seems simple on the face of it, but there are one or two catches, and it is very important that couples understand the legal position on ownership to avoid making a break-up more difficult.
Thankfully, as a nation we are still fairly romantic and honourable which can help resolve these matters privately and avoid creating a legal battle!
Authored by DAS
About DAS Group
The DAS UK Group comprises an insurance company (DAS Legal Expenses Insurance Company Ltd), a law firm (DAS Law), and an after the event (ATE) legal expenses division.
DAS UK introduced legal expenses insurance (LEI) in 1975, protecting individuals and businesses against the unforeseen costs involved in a legal dispute. In 2018 it wrote more than seven million policies.
The company offers a range of insurance and assistance add-on products suitable for landlords, homeowners, motorists, groups and business owners, while it’s after the event legal expenses insurance division offers civil litigation, clinical negligence and personal injury products. In 2013, DAS also acquired its own law firm – DAS Law – enabling it to leverage the firm’s expertise to provide its customers with access to legal advice and representation.
DAS UK is part of the ERGO Group, one of Europe’s largest insurance groups (the majority shareholder in ERGO is Munich Re, one of the world’s largest reinsurers).