Q Underwriting Tradesman & Professionals broker product FAQs answered
Authored by Q Underwriting
Here at Q Underwriting we place our brokers at the forefront of our business and we know how important your understanding of our offering is.
It is for this reason, that we have provided the answers to some of your frequently asked questions in relation to our Tradesman & Professional…
Q. Can you cater for timber framed construction and if so any restrictions?
A. Yes, we can cater for timber famed construction up to £1 million maximum contract value for contractors with a turnover up to £2.5 million.
Q. Are you able to include any stock and contents cover?
A. Yes, we can include a limit up to £100,000 combination of stock and contents.
Q. Is the Tradesman & Professionals product per-capita only?
A. No we can offer on a wages and turnover basis or up to 12 manual staff on a per-cap basis.
Q. Do you restrict the public liability limit for the use of heat?
A. No we include heat cover up to the public liability level on the policy.
Q. Are you able to offer Public Liability above £5 million?
A. We have an excess of loss facility enabling us to offer £10 million.
Q. Can you cover tools in a vehicle over night?
A. Yes up to £5,000 limit.
Any more questions? Send them our way via liabilitynb@Qunderwriting.com, or give us a call and speak to one of our expert underwriters on 1902 714000. We will be more than happy to hear from you!
About Q Underwriting
Specialist MGA providing quality products for niche commercial markets
Q Underwriting is a specialist underwriter, providing over 25 niche commercial lines products – all backed by A rated insurers. Our specialisms include construction, tradesmen and liability; charities, faith and recruitment; public and private hire, fleet and motor trade; and non-standard property. All our products are underwritten in-house by our experienced team.
Q Underwriting is a robust and reliable partner for brokers and insurers; we’re backed by The Carlyle Group, one of the world’s largest private equity firms. We write £95m of premium under delegated underwriting authority from several A rated insurers and our team of over 135 people support a nationwide network of brokers.
We are focused on providing excellent service and supporting brokers’ growth. In trading terms, we offer the best of both worlds: brokers have direct access to our experienced underwriters as well as a quick and easy to use broker portal – Qtrade – which houses all the products available from Q Underwriting in one place.