Q Underwriting case study: Environmental cover provided for a not-for-profit organisation



Our broker presented us with a case for a Not-for-Profit organisation that aims to raise awareness of climate change and develop sustainable energy solutions, through research and innovation, to be used by third party projects in the UK and Global South. The services offered include training and advice, as well as the design, construction, and testing of prototype goods. The specialist broker had held this client for many years but had concerns that the holding insurer did not completely comprehend the extent of the operations carried out. They were concerned about the current level of coverage.

Issue and Exposure

The specialist broker had technical queries revolving around professional indemnity and products liability cover that relate to the design and production of prototypes, as well as the provision of advice to third party projects. Additionally, there were in-depth discussions regarding the contractual agreements being entered into with third parties who would be involved in delivering these projects overseas.


At Q, our underwriters know the importance of creating an open relationship with our brokers by prioritising communication to fully understand the complexities and intricacies of each case. We were able to provide the appropriate level of professional indemnity and products liability cover suitable for the design and production of the prototypes, as well as the provision of advice to third party projects in developing countries overseas. As a result, Q Underwriting successfully secured the case, leaving both our broker and their client happy.

Authored by Q Underwriting


About Q Underwriting

Specialist MGA providing quality products for niche commercial markets

Q Underwriting is a specialist underwriter, providing over 25 niche commercial lines products – all backed by A rated insurers. Our specialisms include construction, tradesmen and liability; charities, faith and recruitment; public and private hire, fleet and motor trade; and non-standard property. All our products are underwritten in-house by our experienced team.

Q Underwriting is a robust and reliable partner for brokers and insurers; we’re backed by The Carlyle Group, one of the world’s largest private equity firms. We write £95m of premium under delegated underwriting authority from several A rated insurers and our team of over 135 people support a nationwide network of brokers.

We are focused on providing excellent service and supporting brokers’ growth. In trading terms, we offer the best of both worlds: brokers have direct access to our experienced underwriters as well as a quick and easy to use broker portal – Qtrade – which houses all the products available from Q Underwriting in one place.


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