Contractors Combined at Thistle Underwriting Leeds


Thistle Underwriting, part of Q Underwriting, have adapted well to a more challenging method of working in recent months and ensured we continue to provide direct access to empowered underwriters, top quality service and A rated capacity. Daniel Storr, Underwriting Manager for Construction at Thistle Underwriting Leeds, talks about a new product which has proven popular with construction clients over the last 6 months.

In January 2020 we introduced a new product, Contractors Combined. Building on the strong foundations of Thistle Underwriting’s previous product range, this policy is targeted at Contractors and Contracting trades and has many features which are of great benefit to the industry.

  • Flexible core sections – PL or Contractors All Risks are the minimum requirements. After that, you can select the sections you want.
  • A wide range of acceptable trades are available, from one person businesses engaged in high risk trades to more conventional contractors with a large turnover. From abseiling to welders, builders to window fitters.   
  • We offer a wide appetite, including work at hazardous locations and hazardous activities.
  • Additional sections include EL, Property, BI, Money, Transit, D&O, Terrorism. 
  • We now offer Legal Expenses; a further optional extension including a valuable additional section for construction contract disputes.
  • 6.5.1 – optional section of cover helping you help your clients, by aligning 6.5.1 with the core PL cover.
  • We can grant high limits for PL (including efficacy, heat, hazardous locations, hazardous activities), Contract Works and Plant.
  • A standard declaration basis. With some uncertainty over future trading patterns, a standard declaration basis may be a better option for your clients.

Our expert underwriters can help you adapt our core policy. Examples include unrestricted height and depth limits. If you have a risk which is slightly more unusual, give us a call; we relish the opportunity to quote for challenging risks.

For more information or to speak to an underwriter to see what the Thistle Underwriting Leeds office can do for you CLICK HERE, leave a message and youTalk-insurance will pass your enquiry on.

Authored by Q Underwriting


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