Coverall non-standard home insurance product launches on Aviva Marketplace

Following the past year many employees all over the country are now doing a full-time job from the comfort of their own homes. This has required people to either adapt existing living arrangements or undertake internal or outbuilding renovations to create a working environment going forward. Whilst this is fast becoming the new normal, most will have no experience of home working so it could be easy to overlook home insurance and its provisions and restrictions for business use from the home.

If people carry out renovation works on their home, it is important they are aware they may need specific insurance to protect it, depending on the circumstances. Many standard policies will not cover major renovation works, or indeed the restrictions that come into effect after 30 days of a property being unoccupied, and it is imperative this is determined, and alternative cover secured before the work starts.

When it comes to having the right cover in place for these types of projects it’s important to work with experts that can provide bespoke non-standard insurance cover that has tailored solutions, which is why we’re delighted to be working with Prestige Underwriting to launch their Coverall insurance policy as the latest addition to our ‘hard to place’ product set on Aviva Marketplace.

I am delighted that Prestige Underwriting is supporting the Aviva Marketplace proposition and in turn their established broker community. We pride ourselves on the design and delivery of our non-standard Insurance solutions, providing flexibility and choice to our trading partners is at the core of everything we do.

Tim Baxter, Head of Broker Development, Prestige Underwriting

What is Coverall?

Designed for building and contents and personal possessions. Coverall auto quotes for a wide variety of unique risks without the need for referral into their underwriting team. But should you still need support for a more specialist risk, the team of experienced underwriters are here to help. With an increasing demand for tailored insurance Coverall gives customers greater flexibility when it comes to insuring specialist elements of property construction, usage or location as well as incorporating imbalanced sums insured, adverse claims history or previous convictions too.

Coverall will cover, but is not limited to:

• Unoccupied Properties or properties undergoing renovation
• Non-Standard Construction
• Properties affected by Subsidence
• Let Properties & Holiday Homes
• Customers with a history of criminal convictions, poor claims history, high risk occupations or previous declinature or voidances

How does the Coverall policy stand out from other providers?

Prestige Underwriting has more than 20 years’ experience and is one of the leading MGA’s in the non-standard insurance sector, helping to shape and evolve bespoke insurance solutions for brokers. 

The strength and security of their capacity partners is pivotal to the success of its market leading proposition.  Non-standard as a term encompasses a broad spectrum of possible risk scenarios that other insurers may struggle to accommodate. They partner with a network of brokers and partners to provide cover for all kinds of non-standard and niche circumstances through innovative product design and delivery that has been refined and developed over many years. Last year they were delighted to be awarded a 4 Star Award at the Insurance Times MGA Awards.

How do I get a quote?

To find out more about how Prestige Underwriting can support you in placing household risks, visit the Coverall household product page, under ‘Property' on Aviva Marketplace where you’ll find our wide range of solutions for those hard to place risks.