Aviva enhances the digital capacity of its Commercial Combined offering


Authored by Aviva

Over the last 12 months we’ve seen a real increase in appetite from you to write more business online. In response to this we’ve completed a full review of our Commercial Combined offering and have a number of planned changes that will stretch the digital capability of this product. 

We’ve already made some improvements designed to increase overall quotability, and now we’re introducing higher limits allowing you to place larger risks online. 

What’s changed?

With effect from Monday 26th April we’ve enhanced our upper limits so we can now write:

  • £10m turnover limit per location* 
  • £10m total combined sum insured limit per location* 
  • 10 risk locations 

Driving good customer outcomes

Don’t forget our online Commercial Combined product also includes a suite of enhanced covers designed to provide your customers with an extra layer of protection against under-insurance, at no extra cost. These benefits include:

  • Removal of average for buildings and contents claims
  • 20% automatic top up to buildings and contents sum insured
  • 33% automatic top up to business interruption sum insured 
  • 18-month minimum indemnity period for business interruption  

Helping you to do more online

To make sure we’re taking full advantage of these improvements we’d encourage you to always try Fast Trade first. To help make this easier, we have an integrated ‘Offline Referral’ option so should a risk not fit Fast Trade, we’re able to seamlessly explore alternative solutions for you. Simply click a button and we’ll refer your risk to one of our dedicated underwriters.

The quote details you’ve already keyed will be automatically submitted along with any additional information and/or documents that you feel will give us a better understanding of the risk. Our underwriter will review your submission and make contact to discuss a potential solution. 

This avoids you having to re-submit the risk and ensures trading is as efficient as possible for you.

Please log in to Fast Trade today to check out the new changes for yourself.

The importance of your feedback

As always, we welcome your feedback on our Fast Trade proposition to ensure we’re always bringing the best of Aviva for you and your clients. If you’d like to leave us some feedback on the Commercial Combined (CCI) enhancements - or any other comments you may have – select ‘Feedback’ within the ‘Options’ menu in Fast Trade and tell us what you think.

*Limit thresholds can vary dependent upon specific trade.


About Aviva

Aviva Insurance Limited is one of the UK’s leading insurance companies, part of the Aviva group with 34 million customers Worldwide. Aviva Insurance has been in the insurance business for more than 300 years.

In UK commercial, the insurance market remains challenging for insurance brokers and customers, due to the ongoing economic conditions. Aviva Insurance are focusing on improving our processes to ensure Aviva provide commercial customers with insurance cover at an acceptable price. Insurance brokers also recognised our excellent customer service by voting us Insurance Times General Insurer of the Year in 2012, for the second year running. youTalk-insurance sharing Aviva insurance news and video.

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