Update on NIG Coronavirus Temporarily Unoccupied Premises
Authored by NIG
At the start of the pandemic we provided guidance regarding premises becoming temporarily unoccupied due to the lockdown, initially allowing 90 days without notification which was then extended by a further 45 days, subject to certain conditions. See previous news article about guidance on temporarily unoccupied premises.
This period comes to a close on the 5th August 2020 where standard policy wording, terms and conditions will apply. If your clients’ premises remain unoccupied beyond 5th August 2020 please speak to your usual NIG contact.
We hope the guidance provided over the last few months has helped your clients during these unprecedented times.
About NIG
We’ve been experts in commercial insurance for 125 years.
The National Insurance and Guarantee Corporation (NIG) is a broker only insurer; we believe in getting to know both the brokers we work with and their clients’ businesses, building trusted partnerships that last for the long-term. Our highly experienced underwriting team are focused on working with brokers to identify and understand the risks faced by UK enterprises. Together, with our risk control experts and risk management tools we develop solutions to help UK enterprises reduce and mitigate key exposures. We offer a wide range of products with flexibility to create tailored insurance cover and when clients need us, claims are dealt with quickly and fairly through a proactive claims approach.
Our trading model has been designed to reflect the differing requirements of how brokers like to trade, with regional offices, National Trading Centre, National Schemes Centre, eTrade Centre of Excellence and dedicated experts for specialist sectors.
We’re investing in new technology to make us even easier to trade with. We’re launching an online risk management resource supported by our in-house Risk Control Team and introduced online claims submissions to speed up the claims process, minimising disruption to clients’ businesses. We are also the only insurer two years running with a five-star rating for both TheHub and Software Houses, in the Insurance Times 2019 and 2020 eTrade survey.
We are dedicated to making UK enterprises more resilient.
NIG is a wholly owned subsidiary of Direct Line Insurance Group plc, providing stability and financial strength. Our policies are underwritten by U K Insurance Limited.