Sunday morning at 4am is the most common time for speeding
63% of drivers break the speed limit at 4am
Yorkshire and the Humber has the highest speeding conviction rate
A speeding offence could increase your insurance premiums by £72 on average
Sunday is the most common day of the week for speeding, with drivers most likely to exceed the limit in the early hours of the morning, according to new research from MoneySuperMarket.
The data, obtained from the Department for Transport, reveals that over half of vehicles exceed the speed limit on a Sunday (53%), with Saturday coming in a close second (52%). By comparison, drivers are most likely to abide by the law on a Wednesday, when less than half (47%) exceed the limit.
Most common days for speeding:
In terms of the time of day, motorists are most likely to exceed the speed limit during the early hours of the morning, with 63% doing so between 4am and 5am, when the roads are clearer. Conversely, between 3pm and 5pm is the time when the speed limit is most likely to be obeyed (55%).
The research also looked at insurance enquiry data from MoneySuperMarket and shows that fewer than one in 10 drivers (8%) declare a speeding conviction when making an enquiry. Those in Yorkshire and the Humber (10%) are twice as likely to have been convicted as those in London and Northern Ireland (both 5%). Those with a prior speeding conviction could see their annual insurance premiums rise by 14%, or £72 on average.
The study also analysed drivers’ reasons for speeding, with most saying they simply were not paying attention to their speed (42%). In addition, four in 10 drivers say they were running late (40%), while 17% did it out of habit.
Rachel Wait, consumer affairs spokesperson at MoneySuperMarket, commented: “Our findings suggest that drivers are looking to take advantage of emptier roads on weekends and in the early hours, but it is important to remember that there are still major safety rules to abide by, no matter what time it is.
“If you are caught speeding and want to keep your insurance costs down, it’s worth seeing whether you can take part in a speed awareness course, which means you won’t get points on your licence and provides a helpful reminder about speeding limits and the importance of driving safely. Another option is to install a telematics ‘black box’ in your car, which monitors your driving and can bring your premiums down after a period of time, as long as you’re consistently showing a safe level of driving.
“Regardless of your circumstances, or speeding convictions, it’s important to always shop around for car insurance and not let your policy auto-renew. There are substantial savings to be made – up to £245 in some cases – so it’s worth taking the time to do your research and find the right policy for your needs.”