Zurich Insurance
126 Hagley Rd Birmingham, West Midlands, B16 9PF +44 121 456 1999
+44 121 456 1999
  • About Zurich

    Zurich is a leading multi-line insurance provider with a global network that spans more than 170 countries. Working closely with customers and brokers alike, Zurich is proud to offer a spectrum of life insurance and services and general insurance to personal lines, SME, mid-market and global corporate customers.  When it comes to brokers, Zurich is not only focused on offering the best products but practical expertise, tools and knowledge that they can pass on to their clients too. Our key online resource and newsletter Insider allows UK brokers to enjoy free access to the latest expertise, thoughts and opinions on the insurance industry.

    Simply register online to start getting the latest industry insights from Zurich’s Insider newsletter and information hub> www.insider.zurich.co.uk

    For more information on Zurich’s products and services please visit www.zurich.co.uk/broker

Zurich in excellent financial condition, exceeds solvency requirements


Zurich Insurance Group (Zurich) has published its Financial Condition Report 2018, which highlights once more the Group’s financial strength and excellent balance sheet.

  • Swiss Solvency Test ratio as per January 1, 2019 at 221 percent, well in excess of regulatory requirements
  • Strong balance sheet as a result of disciplined capital management
  • Zurich is well placed to further drive its customer-led strategy and to create value for its stakeholders
  • Zurich maintained its strong credit ratings, including Standard and Poor’s “AA–/stable”

As of January 1, 2019, Zurich’s Swiss Solvency Test ratio stood at 221 percent1, up from 216 percent one year earlier. This is well in excess of solvency requirements, demonstrating the continued strength of Zurich’s balance sheet and reflecting the disciplined capital management of recent years.

“Our capital management strategy is working. In 2018 we continued to reallocate capital from non-core areas to strengthen our business in key geographies,” said George Quinn, Group Chief Financial Officer. “Our financial strength allows us to deliver attractive returns to our shareholders, while allowing us to deliver our customer-led strategy as well as create sustainable value for customers, employees and other stakeholders.”

The Financial Condition Report is a regulatory disclosure required by law and specified by the Swiss Financial Market Supervisory Authority (FINMA) and provides comprehensive information about the solvency and financial strength of the Group. It includes information about business performance, governance, Zurich’s risk profile, valuation for solvency purposes and a description of how the Group manages capital.

The Group maintained its strong credit ratings in 2018. As of December 31, 2018, the insurance financial strength rating of Zurich Insurance Company Ltd, the main operating entity of Zurich, was judged “AA–/stable” by Standard and Poor’s, “Aa3/stable” by Moody’s, and “A+/stable” by A.M. Best.

1 The Swiss Solvency Test (SST) ratio as of January 1, 2019, is calculated based on the Group’s internal model, which is subject to the review and approval of the Swiss Financial Market Supervisory Authority (FINMA). The full year ratio is filed with FINMA and is subject to its approval.

To download Zurich’s Financial Condition Report 2018 report click the link below…..

Latest video

Zurich UK CEO Tulsi Naidu talks about their 2018 financial results

Watch CEO Tulsi Naidu talking about Zurich Insurance Group's 2018 UK financial results.If you would like to view the full results CLICK HERE click here for more