Premium Credit Insurance
Ermyn House Ermyn Way Leatherhead, Surrey KT22 8UX
  • About Premium Credit

    Premium Credit is the leading provider of premium finance in the UK and Ireland, and the only company endorsed by the British Insurance Brokers’ Association. 

    Premium Credit is authorised and regulated by the Financial Conduct Authority, and work with over 3,000 producers of all sizes.  They serve over 2.2 million customers, process 26 million direct debits and receive advances of £3.4 billion. 

    For 30 years, Premium Credit has led the market through thought leadership, innovation and technology and have helped their partners offer finance compliantly to their customer through face-to-face, telephony and online channels.

    Premium Credit continue to invest to ensure we provide a quality service and support that helps companies grow their business and commission.  From the delivery of seamless customer journey, which includes real time decisioning for financing and 24/7 account servicing, to consultation that improves the offer of finance to customers, Premium Credit are committed to growing the premium finance market.

    Their Specialist Lending division also provides finance to pay other annual costs, such as professional fees, membership subscriptions, commercial service charges, golf clubs and school fees.

British Gas and Homelyfe choose Premium Credit for their innovation


British Gas; part of Centrica, and Homelyfe, the insurTech startup and recent winner in the 2018 Top 100 Start-ups Index, are the latest insurance providers to select Premium Credit as their premium finance supplier.

The strategic partnerships allow customers to quickly and efficiently acquire insurance cover with the option to pay in instalments, all at the point of sale, through the use of ground breaking technology and digital integration.

A seamless customer journey which includes real time decisioning for financing; including Assessment of Affordability, complete documentation and setup of their credit agreement, allows customers to conveniently manage their accounts via their Premium Credit online account and app. This facility, made available to Premium Credit’s insurer and broker customers, is a market first for the premium finance industry providing heightened levels of customer service and meeting the expectations of the regulator.

Simon Moran, Chief Sales and Marketing Officer at Premium Credit commented: “We are delighted to be the chosen premium finance provider for British Gas and Homelyfe. Support for our partners, whether established players or new entrants, is our focus as they provide their customers with efficient customer journeys. Both new partners are an excellent addition to our broad client list and we’re looking forward to helping them achieve their strategic objectives.

Our continued appetite for innovation, and regular introduction of new releases to market ensure we future proof our technology and provide the best premium finance solutions.”