Premium Credit Insurance
Ermyn House Ermyn Way Leatherhead, Surrey KT22 8UX
  • About Premium Credit

    Premium Credit is the leading provider of premium finance in the UK and Ireland, and the only company endorsed by the British Insurance Brokers’ Association. 

    Premium Credit is authorised and regulated by the Financial Conduct Authority, and work with over 3,000 producers of all sizes.  They serve over 2.2 million customers, process 26 million direct debits and receive advances of £3.4 billion. 

    For 30 years, Premium Credit has led the market through thought leadership, innovation and technology and have helped their partners offer finance compliantly to their customer through face-to-face, telephony and online channels.

    Premium Credit continue to invest to ensure we provide a quality service and support that helps companies grow their business and commission.  From the delivery of seamless customer journey, which includes real time decisioning for financing and 24/7 account servicing, to consultation that improves the offer of finance to customers, Premium Credit are committed to growing the premium finance market.

    Their Specialist Lending division also provides finance to pay other annual costs, such as professional fees, membership subscriptions, commercial service charges, golf clubs and school fees.

Quote Detective signs Premium Credit to support rapid growth plans


The Gwent based insurance intermediary sees premium finance as an additional opportunity to develop sales of its high performance and supercar insurance, cover for convicted drivers, modified vehicles, young drivers and multi vehicle insurance.

Building on impressive growth in Q1 and on target for £4M income in 2019, Quote Detective is looking to make further impact in the niche areas where it operates and sees the partnership as a catalyst to accelerate business growth whilst adding a new dimension to customer service.

Craig Dunckley, Co-Founder and Director at Quote Detective said: Being able to offer our customers the option to spread the cost of their insurance premiums, simply and conveniently is a welcome addition in what we offer – it’s a great, more affordable alternative. Premium Credit are proven - they’re the No.1 provider in the UK, they understand our business and were flexible to accommodate what we needed. We see them as an integral part of our futureQ plans.

Premium Credit’s technology has been integrated into Quote Detective’s systems and processes providing digital self-service for customer payments and enables the consistent offering of finance for every policy the intermediary writes. This capability will boost penetration of finance, retention and cross sale opportunities, and the data captured by this technology will power analytical tools which help optimise commercial performance.

Adam Morghem, Premium Credit’s Strategy and Brand Director added: “We are delighted to be working with Quote Detective, helping them achieve their vision for growth. We have invested significantly in our technology and people over the last three years to ensure we provide our clients and their customers with a consistent, seamless, compliant payment journey. This aligns to our ambition to provide unrivalled support for our clients through strong relationships, insightful analytics, leading edge technology, and client training.”