Premium Credit Insurance
Ermyn House Ermyn Way Leatherhead, Surrey KT22 8UX
  • About Premium Credit

    Premium Credit is the leading provider of premium finance in the UK and Ireland, and the only company endorsed by the British Insurance Brokers’ Association. 

    Premium Credit is authorised and regulated by the Financial Conduct Authority, and work with over 3,000 producers of all sizes.  They serve over 2.2 million customers, process 26 million direct debits and receive advances of £3.4 billion. 

    For 30 years, Premium Credit has led the market through thought leadership, innovation and technology and have helped their partners offer finance compliantly to their customer through face-to-face, telephony and online channels.

    Premium Credit continue to invest to ensure we provide a quality service and support that helps companies grow their business and commission.  From the delivery of seamless customer journey, which includes real time decisioning for financing and 24/7 account servicing, to consultation that improves the offer of finance to customers, Premium Credit are committed to growing the premium finance market.

    Their Specialist Lending division also provides finance to pay other annual costs, such as professional fees, membership subscriptions, commercial service charges, golf clubs and school fees.

New Premium Credit CEO Tara Waite strengthens leadership team


Premium Credit Limited, the leading provider of premium finance services in the UK and Ireland, has announced three key appointments to the Executive team, reporting directly to Chief Executive, Tara Waite.

Owen Thomas has been appointed Chief Sales Officer. Owen joins from RSA where he led the strategy and engagement for global broker relationships. He has a proven record, at both RSA and Aviva, of leading sales and relationship functions to deliver improved results across multiple marketplaces. Owen will lead the insurance premium finance sales function and his first day in the business will be 24th June. Commenting on his appointment Owen said “I am delighted to be joining the market leading team at Premium Credit. I look forward to driving sustainable growth by working with my new colleagues to strengthen our relationships and promote our innovative propositions to our clients and customers.”

Jon Howells has been appointed Chief Commercial Officer for the Group’s Insurance Premium Finance (IPF) business. Joining from Close Brothers Premium Finance, Jon has extensive insurance broking experience leading premium finance and commercial pricing functions at Premium Choice, Hastings Direct and Swinton. His appointment strengthens Premium Credit’s commercial team. Jon will take up his position in September.

Josie Pileio was appointed HR Director at the start of June. Josie brings extensive experience and knowledge of strategic HR and business transformation gained over 20 years working in complex, fast paced and multi-site international organisations. As an MBA qualified HR leader, Chartered FCIPD and business coach, Josie will support Premium Credit’s CEO, Executives and Non-Executive Board members, strategically contributing to the achievement of commercial strategies through the development and implementation of effective people solutions. Speaking on her appointment Josie said “I’m very pleased to join Premium Credit, a fast moving and innovative organisation with big ambitions. I have already spent time with some great colleagues and look forward to working with all our people to deliver the Group’s business strategy and maintain our market leadership.”

Tara Waite, Premium Credit’s Chief Executive Officer commented:

“The human capital, skills, knowledge and experience found within our business remains our most important asset. The additions of Owen, Jon and Josie to Premium Credit are significant developments and I am delighted to welcome them to my Executive team. Together we will collaborate to improve the delivery of premium finance for our customers and clients.”

“It’s an exciting time to be a part of Premium Credit as we continue to focus on enhancing our business operations and customer experience. Over the past two quarters this strategy has enabled the Group to improve the performance of its business, including increased volumes, an improved credit performance and higher levels of cost recovery. This has resulted in an increase in EBITDA which the Company believe will continue on its recent trajectory.”