NIG's Commercial Combined Migration to improve cover for existing customers
Authored by NIG
We’re continually reviewing our products to ensure the cover we provide is competitive in an ever-changing market. In December 2019 we released our Commercial Combined suite of products, offering more cover as standard, instant documentation and the flexibility to custom-build what your clients need.
From February 2021 we’re migrating most existing policies as listed below onto our new product wording, effective from the policy renewal date:
- Commercial Combined
- Traders Combined
- Contractors Combined
- Retailers Combined
- Wholesalers Combined
- Manufacturers Combined
- Hotel & Leisure Combined
- Liability Combined
- Cyber Cover
What are the main benefits of the Commercial Combined suite of products?
The new wordings are making a huge difference to our brokers. See what one of our brokers has to say:
“We are pleased with the improved products and the ability to download documents is a massive bonus. New business cases have gone really smoothly and clients are very happy.” Saffron Insurance
How will the renewal process work?
Nine weeks before renewal you’ll receive an email to let you know which of your policies will be migrating onto the new wording. Our Central Migration Team will then be in touch to clarify any additional information and finally, you’ll negotiate terms of the renewal with your underwriter.
If you have any questions, please speak to your Senior Business Development Manager or regional contact.
We’ve been experts in commercial insurance for 125 years.
The National Insurance and Guarantee Corporation (NIG) is a broker only insurer; we believe in getting to know both the brokers we work with and their clients’ businesses, building trusted partnerships that last for the long-term. Our highly experienced underwriting team are focused on working with brokers to identify and understand the risks faced by UK enterprises. Together, with our risk control experts and risk management tools we develop solutions to help UK enterprises reduce and mitigate key exposures. We offer a wide range of products with flexibility to create tailored insurance cover and when clients need us, claims are dealt with quickly and fairly through a proactive claims approach.
Our trading model has been designed to reflect the differing requirements of how brokers like to trade, with regional offices, National Trading Centre, National Schemes Centre, eTrade Centre of Excellence and dedicated experts for specialist sectors.
We’re investing in new technology to make us even easier to trade with. We’re launching an online risk management resource supported by our in-house Risk Control Team and introduced online claims submissions to speed up the claims process, minimising disruption to clients’ businesses. We are also the only insurer two years running with a five-star rating for both TheHub and Software Houses, in the Insurance Times 2019 and 2020 eTrade survey.
We are dedicated to making UK enterprises more resilient.
NIG is a wholly owned subsidiary of Direct Line Insurance Group plc, providing stability and financial strength. Our policies are underwritten by U K Insurance Limited.
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