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  • About ERS

    ERS is the UK’s largest specialist motor only insurer underwritten by Lloyd’s and rated A+. For over 70 years, we have worked directly with brokers to provide bespoke cover for their customers’ specialist requirements.

    For these customers’ their vehicle is often at the centre of their livelihood or passion, giving rise to different or specific needs that cannot be met with one-size-fits-all insurance. At ERS we recognise and embrace this difference; it is why we employ teams of underwriters who are experts in their field to understand each risk individually to provide the ideal cover and it is also why brokers have told us that they trust us more than any other insurer with a specialist motor risk.

ERS - The unintended consequences of whiplash reform


The Civil Liability Bill is currently making its way through Parliament with the intention to deliver, in part, the Governments manifesto commitment to reduce insurance costs for ordinary motorists by tackling the high number and cost of whiplash claims.

Having survived largely unscathed through the House of Lords, the Bill will go through its second reading in the House of Commons next week. In fact, for such a contentious bill, its passage has been remarkably smooth, aided perhaps by the seemingly endless chain of Brexit related crises that have provided the backing track for what amounts to ground breaking legislation.

To read the full ERS article, click the link below

Latest video

ERS: A Taste of Goodwood Breakfast Club

ERS are proud sponsors of the Goodwood Breakfast Club - a rather unique event in Goodwood's calendar - Jonny Smith finds out what it's all about.  click here for more