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  • About BIBA

    The British Insurance Brokers' Association (BIBA) is the UK 's leading general insurance organisation representing the interests of insurance brokers, intermediaries and their customers.  BIBA membership includes 1,700 regulated firms. BIBA brokers handle around half the value of all UK home, contents, motor, travel, commercial and industrial insurance policies. Insurance brokers make a direct and indirect contribution of 1% to UK GDP.  

    BIBA is the voice of the industry advising members, the regulators, consumer bodies and other stakeholders on key insurance issues.  BIBA provides unique schemes and facilities, technical advice, guidance on regulation and business support and is helping to raise, and maintain, industry standards. 

BIBA welcomes FCA's update on travel insurance for pre-existing medical condition


Please find below a comment from BIBA regarding the update from the FCA, published earlier this week regarding access to travel insurance for people with pre-existing medical conditions.

In the FCA’s update, issued 2nd April 2019, they have stated they believe that a multi-lateral approach would build on some of the good practice regarding signposting.

BIBA looks forward to their forthcoming consultation this spring. We believe BIBA has a significant role to play in any new approach.

Graeme Trudgill, BIBA Executive Director said: “We believe an outcome similar to the multi-lateral approach taken in the ‘agreement on age and insurance’ would be the best way forward in helping customers.

This existing voluntary agreement directs a firm who cannot assist a customer to signpost them to a provider or suitable signposting service that can offer suitable insurance.

BIBA has been running a successful signposting service for older people under this agreement since 2012 and received over 600,000 enquiries on age and insurance since then.


We believe this successful model can be replicated to help travel insurance customers with pre-existing medical conditions”.

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