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    In July 2012 the AXA Commercial Lines and Personal Intermediary businesses came together to form a new single organisation – AXA Commercial Lines and Personal Intermediary. Led by Amanda Blanc, the business offers brokers a more integrated and consistent approach from AXA which is focussed on their needs as a business – whatever the product. AXA Commercial Lines & Personal Intermediary provides underwriting expertise, offering a range of commercial lines and personal lines products and insurance solutions to our brokers and customers.  AXA Commercial & Personal Intermediary is part of AXA Group, a worldwide leader in insurance and asset management serving 101 million clients. 

Employers’ liability fraudster sentenced to 16 months jail for contempt of court


Mr Amar Masud was sentenced to a 16-month custodial sentence and ordered to repay £2,500 in costs

The defendant falsely claimed in excess of £250,000 against his employer for personal injury

The judge commended both AXA Insurance and solicitors DAC Beachcroft for their commitment to tackling fraud

A defendant who brought a claim against his employer for personal injury amounting to a sum in excess of £250,000 was sentenced to 16 months imprisonment and ordered to repay £2,500 in costs.

In January 2013, Amar Masud alleged that he hurt his back when he was required by his employer to lift a table-top weighing 80-90kgs. He went on to claim that he had suffered a 10-year acceleration of a previously asymptomatic disc prolapse and that he had been unable to work since the accident.

His claim for special damages totalled £248,000 and general damages were reserved at £20,000. Included in his pleadings was a significant claim for benefits to include mortgage interest payments made by the Department for Work and Pensions (DWP).

Breach of duty had been admitted but there were serious concerns regarding Masud’s credibility. He alleged that he had not worked and was incapable of work post-accident, yet he was seen working in a local chip shop when surveillance was undertaken. He was also observed walking unaided on many occasions although he had claimed that he was housebound.

Masud’s claim was struck out when his solicitors were removed from the court records and permission was then given to commence proceedings for contempt of court. Masud took no part in the subsequent proceedings and did not attend the committal hearing yesterday.

His Honour Judge Blair QC found Masud to be in contempt of Court and sentenced him to 16 months imprisonment. In doing so, the judge used strong language to describe Masud's fraud and was extremely critical of his failure to co-operate throughout the entire process.

Andy Williams, Technical Strategy Manager at AXA Insurance, commented: “This outcome is testament to the robust fraud strategy AXA has had in place for a number of years and our unwavering commitment to protect our policyholders. The DWP benefits element of the claim goes on to highlight the public interest in this case and that fraud is not a victimless crime. I commend our solicitors DAC Beachcroft and our legal counsel for their meticulous preparation of the case, and also the judge for acknowledging the seriousness of this matter. Hopefully this outcome sends a serious message to other would-be fraudsters.”

Claire Laver, Head of Casualty Fraud at DAC Beachcroft, commented: “This is a brilliant result and testament to the hard work and dedication of our solicitor Kellie Maguire. I am delighted for those at AXA Insurance who had the foresight and commitment to see it through to the end.”

During the trial the judge commended DAC Beachcroft’s Kellie Maguire and counsel Simon McCann for their exceptional preparation of the case and the professionalism with which it was presented.

This sentence is one of the longest handed down for contempt of court proceedings. The maximum sentence is two years and it can also be punishable with a fine.

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