ARAG UK is a specialist legal insurance provider and is part of the internationally recognised ARAG Group which serves 14 countries worldwide.
Providing several emergency assistance insurance products and an innovative range of Before-the-Event and After-the-Event legal insurance products and services, ARAG UK prides itself on its client-focused approach. This has been recognised by the industry following the results of the Insurance 360 Legal Expenses Insurers Study in which ARAG UK was voted 'best legal insurance provider'. youTalk-insurance sharing ARAG UK insurance news.
ARAG details the latest Landlord and Tenant legislation
A fair bit of landlord and tenant law has been introduced since our Autumn edition of the RAG. Keeping on top of developments is challenging but we can help. Our Legal Services website for landlords has an extensive law guide and free legal documents that can be created in a few minutes.
If you specialise in landlord insurance, we recommend you register at www.araglegal.co.uk and also encourage your clients to get on board. An ARAG voucher code is required to register on the first site visit. If you don’t know your voucher code, please contact our sales team. For landlords preferring to speak to someone about a tenancy problem or a change to legislation, our legal advice helpline is available 24/7. We have also created a new landlords’ training module to talk you through the policy features.
The headline changes on tenant protection are:
- The Homes (Fitness for Human Habitation) Act applies to new and replacement private residential tenancies from 20 March 2019 and to existing tenancies a year later. The Act requires that landlords offer and maintain dwellings that are fit for habitation. Landlords can expect to be taken to court and can be ordered to carry out work and pay compensation to tenants where it is determined that the property in unfit.
- A reminder that landlords have, since 1 April 2018, been unable to grant a new tenancy where a dwelling has an energy proficiency rating below band E. From 1 April 2020 it will be unlawful to continue to let such properties.
- The Tenant Fees Act applies to England from 1 June 2019. It bans landlords and letting agents from charging payments other than the rent, a refundable tenancy deposit capped at five weeks’ rent, a refundable holding deposit (to reserve a property) capped at one week’s rent.
The regulations that landlords must comply with to be able to correctly issue legal notices to repossess continue to increase. As we cannot accept claims where a notice is defective, it is vital that landlords understand their legal obligations.
On a more positive note, client money will be protected as private sector agents are required to become members of a government-approved Client Money Protection scheme. This should ensure landlords’ income is paid into a separate account and ring-fenced from the agent’s own bank accounts.
To register for ARAG's landlord's training module, CLICK HERE
To speak to someone at ARAG about Landlords insurance, CLICK HERE, leave a message and youTalk-insurance will pass your enquiry on.
If you like the content you see on youTalk-insurance why not take 20 seconds to subscribe to our free newsletter
- 14 Jul 2019
- 11 Jul 2019
- 8 Jul 2019
- 3 Jul 2019
- 1 Jul 2019
- 27 Jun 2019
- 6 Jun 2019
- 3 Jun 2019
- 29 May 2019
- 28 May 2019