The man was previously jailed for supplying around 150 drivers with fake car insurance after an investigation by the Insurance Fraud Enforcement Department
Weeks after his release from prison, the man incepted fraudulent trade and personal vehicle insurance
To incept the fraudulent policies, the man used incorrect details and forged no claims discount letters
On Friday 26th October 2018 a man was sentenced for incepting fraudulent trade and personal vehicle cover, just weeks after being released from prison for a previous insurance fraud conviction.
Following an investigation by the City of London Police’s Insurance Fraud Enforcement Department (IFED), Jaymz Clarke, 37, of Andover, pleaded guilty to fraud by false representation. He was sentenced at the Inner London Crown Court to eight months imprisonment and ordered to pay £750 for court costs.
IFED initially became aware of Clarke’s fraudulent activity via a referral from Tradewise insurance, who suspected he’d attempted to take out fraudulent trade vehicle insurance.
Clarke incepted the policy just weeks after he was released from prison in November 2016. He was in prison for supplying around 150 drivers with fake car insurance and an investigation by IFED led to his conviction.
When Clarke approached Tradewise to incept the policy, he used a fake name and address to avoid being identified as he knew that he was known among the insurance industry for his previous conviction. On top of this, he also used a fake no claims discount letter to bring the price of the premium down.
The policy was brokered by an underwriter of Tradewise Insurance. However, after it was incepted, Tradewise became suspicious and one of their fraud investigators called to raise their concerns. Clarke initially answered the call from the investigator under an alias, but as he wasn’t the policy holder, he didn’t have the authority to discuss the policy and the investigator ended the call.
When the investigator called again, Clarke pretended to be the policy holder so that he could discuss the policy. During the call, the investigator explained that the policy was being terminated as Tradewise had discovered that the no claims discount letter was fraudulent.
After the call, the investigator felt that the voices were the same and a voice analysis expert confirmed that this was the case and that Clarke was purporting to be the fake policy holder.
As well as fake the trade vehicle insurance Clarke incepted with Tradewise, he also attempted to defraud another insurer by taking out fake personal car insurance. Clarke pretended that he was incepting the policy for his father - though he used a fake name and address - to bring the price of the premium down.
City of London Police’s Detective Constable Daryl Fryatt, who led the investigation for IFED, said:
“Despite previously being caught out by the Insurance Fraud Enforcement Department and dealt a fitting punishment, Clarke proceeded to carry on his fraudulent behaviour just weeks after he was released.
“As with our previous investigation, this case shows how we work effectively with the insurance industry to tackle insurance fraudsters and bring them to justice – something that Clarke clearly didn’t learn the first time.”
Dean Docherty, Counter Fraud Manager at Tradewise Insurance, said:
“Through the vigilance of our fraud department and working closely with the authorities, we are able to identify fraudulent policies and bring those who commit fraud to justice. Fraudsters will stop at nothing to make money and in Mr Clarke-Tomlinson’s case we hope that this sentence serves as a deterrent.”