HomeProtect adds £7,500 contents cover to landlords building policies


Insurance provider HomeProtect has added £7,500 contents cover to their landlord buildings insurance policies. This applies to incidents where the building is also affected.

The change follows feedback from landlords and is designed to give them an all-in-one product that meets their specific needs.

The additional cover – which is included at no extra cost – provides a clear benefit to landlords letting out furnished and part-furnished homes. But unfurnished properties generally contain contents belonging to their landlord too, such as white goods, curtains and blinds.

Landlords have always had the option to take out standard contents insurance policies for their properties. However, this is not only an extra cost but an unnecessarily high one because minimum cover levels usually reflect the value of a household’s full range of contents including personal belongings as well as furniture. In contrast, the contents cover in HomeProtect landlord insurance is set at an appropriate level for a rental home.

Shane Leivers, Director of Product, Customer and Marketing at HomeProtect, said, “Many of our landlord customers rent out fully-furnished properties to students. This addition to their cover levels means that their assets are now much better protected should the worst happen.”

Contents insurance protects landlords from losses due to fire, smoke damage, storm and malicious damage by burglars and other perils.