Deed poll fraudster sentenced for making false car insurance claims

Insurance-fraudster-prosecuted

On Wednesday 4th January 2017, a man was sentenced at London Inner Crown Court for one count of fraud by false representation and one count of failing to disclose information after he made false car insurance claims.

Jubair Choudhary, aged 31, was sentenced to 16 months’ imprisonment suspended for two years, after he made several claims which were investigated by detectives from the City of London Police’s Insurance Fraud Enforcement Department (IFED).

Choudhury’s criminal behaviour came to the attention of Geoffrey Insurance Services when he made a false claim in July 2014.  Choudhury reported a collision between the vehicle he was driving and a Mercedes, which was his father’s car. When making the claim, he failed to admit that this was his father’s vehicle.  To disassociate his name from his father, Choudhary also used his deed poll changed name of Carlos Dior to make the claim.

Geoffrey Insurance Services was suspicious of Choudhury as the claim he was making concerned people living at the same address, at this point they referred the case to IFED for investigation.  Subsequent checks as part of the investigation showed that Carlos Dior and Jubair Choudhury are the same people.

Further investigation of Choudhury highlighted that he had been involved in two other false claims which were made in January and May 2010, where claims had been placed for two separate collisions with £4,418 and £6,453 worth of car damages and costs. The investigation found that he was providing false information about his insurance premiums and submitting his father’s insurance details to the insurer in order to enhance the credibility of his false claims. 

Sergeant Steven Holland from the City of London Police’s Insurance Fraud Enforcement Department said:

“This case illustrates that it is not possible to make a quick buck from insurance fraud. Insurers have a number of stringent checks in place that make it very difficult to deceive them.

“Choudhary had not only committed fraud by false representation but also failed to disclose that he was related to the person he was claiming against as well as failing to disclose previous insurance claims and convictions, obtaining policies by fraudulently manipulating his details.  By working with Geoffrey Insurance Services this was all brought to light and Choudhary was found out.

“The result should force everyone to think twice about making false claims. Insurance fraud is not a victimless crime; false claims make insurance more expensive for all.”